At Seavor we are big believers that there is no single route into an accountancy career. For Charlie, his career journey started straight after Sixth Form with a decision that went against the grain. Choosing a different path Charlie joined the team in July 2022, fresh out of Sixth Form where he studied Spanish, travel …
For many UK families £100,000 is not just another milestone. It’s one of the most punishing tipping points in the tax system and crossing it can leave you materially worse off. What makes this threshold so significant is not just the tax but what you lose alongside it. Are you likely to be affected by …
As the new tax year arrives, payroll returns into focus for many employers. While payroll can sometimes be seen as a routine admin task, the reality is very different. Each new tax year brings important changes that can affect both employers and employees and getting them wrong can lead to unnecessary cost, confusion and compliance …
Our director, Graeme Seavor, sat down with Business Crack this week to talk about the arrival of Making Tax Digital this month, and what it really means for business owners in Cumbria – including the uncomfortable truths. From the true cost of Making Tax Digital to what quarterly reporting will actually look like in practice, …
With the start of a new tax year comes a range of payroll changes that employers need to be aware of. In our latest podcast, Charlie is joined by Helen and Francesca to talk through the key payroll updates for 2026/27 and what they mean for both employers and employees. From increases in National Minimum …
Gold and silver have been a hot topic over the past year, with prices rising sharply and more people considering them as a potential investment. In our latest podcast, Francesca is joined by Graeme and Charlie to talk through the tax and VAT implications that many people simply are not aware of. It’s important to …
The tax landscape for residential property landlords is set to become tougher over the next few years. From April 2027, rental income will face higher income tax rates. Then from April 2028, an additional council tax style surcharge will apply to high value homes. Taken together, these changes increase the cost of holding property and …
Debt is not inherently negative. Borrowing can fund growth, smooth seasonal dips or help you bridge large orders. Problems start when visibility slips, costs rise or deadlines are missed. Our guide below sets out the core accounting and cash management practices we encourage clients to follow. Use it as a monthly checklist and adapt it …
As expected, this year’s Spring Statement did not introduce any major new tax announcements. The Government has previously confirmed that the Spring event is intended to provide an update on the public finances rather than act as a full fiscal reset. The Autumn Budget remains the main opportunity for significant tax or spending changes. That …
Starting a new role often comes with a mix of excitement and uncertainty, but for Nathan Harmon, joining SeavorChartered has been a positive step in a career that’s already taken a few interesting turns. From sixth form to scuba diving in Bali, through apprenticeships and professional exams, Nathan brings a broad set of experiences and …
